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Zhou Xiaochuan, governor of China’s central bank, said they are working on a currency called DCEP,Β DC for digital currency and EP for electronic payments. The focus of the currency is the pursuit of convenience, speed, and security in payments, he said. However, this might not necessarily be a cryptocurrency. This digital currency can be based on blockchain technology or distributed ledger technology, or it can be based on existing electronic technology, he said, before adding that the digital currency is technically inevitable, but it should pay attention to overall financial stability, prevent risks, and protect consumers at the same time....

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